Colorado state law requires that all drivers have a minimum amount of automobile liability insurance. Unfortunately, many drivers in Colorado do not carry car insurance or they have insufficient insurance to cover damages if they in a car accident. After an automobile accident with an uninsured driver, you may be able to receive compensation for your injuries and other accident-related losses through your own insurance company. If you or someone you love has suffered injuries in an automobile accident with an uninsured or underinsured motorist in Colorado, it may be in your best interest to consult a skilled Colorado auto accident lawyer to review your case and negotiate an insurance settlement on your behalf.
Colorado law requires drivers to carry both bodily injury liability insurance and property damage liability insurance. Bodily injury liability insurance pays for injuries to others when you are at fault for an auto accident while property damage liability covers the vehicle or property belonging to others damaged by you in an accident. The minimum amount of bodily injury liability insurance required by Colorado is $25,000 per person and $50,000 per accident, yet many financial experts recommend a minimum of $100,000 per person and $300,000 per accident. Drivers without sufficient insurance to cover auto accident injuries or property damage are referred to as underinsured drivers. When an uninsured or underinsured driver is at fault for an accident, it can be difficult, if not impossible, for auto accident victims to receive compensation from the responsible party.
Fortunately, Colorado drivers with uninsured/underinsured motorist coverage can seek compensation for their auto accident injuries and other damages by filing a claim with their own auto insurance company. All insurance companies selling auto insurance in Colorado are required to offer uninsured/underinsured motorist insurance coverage to their insurance policyholders. This coverage protects you and your passengers if you sustain injuries or property damage in an accident cause by an uninsured or underinsured driver. If your insurance company denies your uninsured/underinsured motorist claim or offers an unreasonable settlement, a Colorado auto insurance lawyer can appeal your insurance claim denial and negotiate for a higher settlement.
The Fowler Law Firm has extensive experience analyzing auto insurance policies and negotiating with insurance companies. We are dedicated to helping our clients receive fair compensation for injuries and losses in uninsured motorist and other auto accidents. Contact our Fort Collins, Colorado office today at (970) 232-3322 or email firstname.lastname@example.org to arrange a free consultation regarding your uninsured motorist case.